Payday Super started on 1 July 2026. Employers now calculate super guarantee when salary and wages are paid, and contributions generally need to reach the employee’s super fund within seven business days of payday.
What changed
The reform changes how often super is calculated and paid. Employers need payroll and payment processes that can handle each pay cycle, allow for clearing-house time and correct rejected contributions before the deadline.
Check your payroll setup
- Confirm your payroll software is updated for qualifying earnings and current reporting fields.
- Understand the payment-processing time between payroll, the clearing house and the employee’s fund.
- Check employee fund details early so rejected payments can be corrected.
- Review cash flow for the more frequent payment pattern.
The ATO clearing house has closed
The Small Business Superannuation Clearing House closed permanently on 1 July 2026. Employers who used it need another SuperStream-compliant payment method.
July 2026 has an overlap
The final April to June 2026 quarterly super amount remains due by 28 July 2026. Employers may therefore have the final quarterly obligation and current Payday Super payments falling in the same month.